Shop Pay Installments
How It Works
- Pay in manageable installments using a debit or credit card (exclusions apply).
- Review installment balances and payment schedules anytime via the Shop app or Shop Pay online.
- Choose automatic or manual payments for flexibility.
- Add or update payment methods as needed.
Learn more about setting up and managing Shop Pay Installments.
Eligibility Requirements
- Valid debit or credit card required (excluding Capital One, Chase, and pre-paid cards).
- Available for U.S. residents only.
- Eligibility is determined during checkout.
Terms and Conditions
- Payment plans depend on the purchase amount and selected terms.
- Custom payments must be more than $1 and less than or equal to the remaining balance.
- Automatic payments must be adjusted at least 24 hours before the due date.
- Rates range from 0%-36% APR.
- Payment options through Shop Pay Installments are subject to an eligibility check and are provided by lending partners: affirm.com/lenders.
- Options depend on your purchase amount, and a down payment may be required.
- State notices to consumers: https://www.affirm.com/licenses.